Frequently Asked Questions
Everything you need to know about NucleusBudget
What is NucleusBudget?
NucleusBudget is a personal finance app designed for Indian youth (18-35). It helps you track expenses, manage budgets, and auto-import UPI transactions with AI-powered insights.
How much does it cost?
Basic features (expense tracking, budgets, voice input, cloud sync) are FREE forever. Premium features (AI insights, festival mode, receipt scanner) cost ₹99/month or ₹999/year.
How does UPI auto-import work?
UPI auto-import is coming soon! Currently, you can add expenses manually or use voice input. Bank linking via Account Aggregator will be available in early 2026.
What is the AI Coach?
The AI Coach (powered by Abacus AI) provides personalized financial advice. It analyzes your spending patterns and gives smart recommendations to help you save more.
How do referrals work?
Premium members get a unique referral code. Share it with friends. When they sign up and go premium, you earn ₹50 cashback via PhonePe!
Is my data safe?
Yes! All data is encrypted end-to-end. Bank linking uses RBI-approved Setu Account Aggregator. We never store your bank passwords.
Which banks are supported?
Bank linking is coming in early 2026. When available, it will support all major Indian banks via Account Aggregator: SBI, HDFC, ICICI, Axis, Kotak, and 50+ more.
Can I use it offline?
Yes! All core features work offline. Data syncs to cloud when you're online (Premium feature).
What is Festival Mode?
Festival Mode auto-creates budgets for Indian festivals (Diwali, Holi, IPL, etc.) based on your historical spending. Premium feature.
How do I cancel premium?
Go to Settings → Manage Subscription → Cancel. You'll keep premium access until the end of your billing period.
Do you support Android?
Currently iOS only. Android version coming in Q1 2026. Join our waitlist!
How do I export my data?
Premium members can export all data as CSV from Settings → Export Data.